The First Message FPT Ever Received

So much financial advice is bullshit. I'm glad to see this point come around more and more often. So many money writers in the mainstream write for a young, middle-class, white-collar, demographic that just doesn't exist anymore. We are being bombarded with advice like "Here's the best way to invest that extra $10k you have laying around" and not enough "Here's how to tell that debt collector to shove it in a way that will make them dread the idea of calling you back".

That's the joke behind Financial Pro-Tip, rephrased and rewritten every day, I wrack my brain for hours to come up with another way to say the same thing again, and then, like Sisyphus being run over by his boulder, I do the same thing again tomorrow. I fucking love it. 

Financial Pro-Tip Q&A 1

Well, a threat is only as good as its followthrough, and I am nothing if not a credible threat. So you asked, and so long as the gag order is still in litigation, I am free to answer your questions. 

Q. Any advice on retirement planning?

Yeah, if you were born after 1972, don't.

I'm not kidding.